Archive

How I Budget ~ With Out Envelopes

Posted on May 14, 2012 in Budgetting, How I Budget, How I Save

First off I LOVE Davey Ramsey and love just about everything he preaches when it comes to money. His grand “snow ball effect” is how we got out of credit card debt and paying cash for a used car has been less stress than another car payment. But when it comes to Ramsey’s famous envelope […]

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Menu Planning is a MUST in Saving Money

Posted on May 10, 2012 in How I Budget, How I Save, Menu Planning

So here is how to get started budgeting you grocery bill with out an adequate stash of coupons…. MENU PLANNING!!! See I told you saving money took discipline, especially with couponing. But seriously let me give you the run down on my shopping list this week, with No coupons and only a menu plan. My hubs […]

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How I Budget ~ Giving Every Dollar a Name

Posted on April 24, 2012 in Budgetting, How I Budget, How I Save

As appose to writing it all on paper, you have to go into great detail, by giving every dollar a name and when I say every I mean EVERY. Not just mortgage and utilities, go right down to the very last penny, even if it is going into your debt jar name it. for example; Income – 1750 Mortgage – […]

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How I Budget ~ Putting It ALL On Paper

Posted on April 16, 2012 in Budgetting, How I Budget, How I Save

The first step is simple enough…..PUT IT ALL ON PAPER. Budget with every pay check. This often requires starting a new budget every time. Write down your estimated gross. For example; estimated gross = 1500 Then write down every bill due within the paycheck period. For instance if you get paid every 2 weeks write […]

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How I Budget

Posted on April 10, 2012 in Budgetting, How I Budget, How I Save

Now that I have showed you How I Save by using coupons, I am eager to show you How I Budget. Having 3 boys (4 including my hubs) it is hard to keep enough food in the house especially on the weeks we add 2 more. However just like prudent wisdom having a budget is […]

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Better Than PayDay

Posted on December 28, 2011 in Couponing, How I Budget, How I Save
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Well I know that it has been WAY to long since I have posted about my personal grocery savings but I wanted to assure you that I am still saving and pinching my pennies, so much so that tonight I added it all up. And my calculations are better than payday! I came across this […]

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The Grocery Game

Posted on April 11, 2010 in How I Budget, How I Save, the Grocery Game

The Grocery Game, Inc. is my #1 resource for saving money, though it is a paid subscription it is cheap enough that I am able to include it into my grocery budget and not miss it. I have used Grocery Game for 3 years now and am a Faithful Grocery Gamer. Teri is the owner of […]

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Cutting Debt From the Begining

Posted on January 1, 2008 in How I Budget
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My husband and have triumphed many struggles in the life of our marriage and it is due to those struggles that we are who we are today, not just as a couple but as individuals, making us better/stronger partners, friends and lovers in this life long relationship. As it is due to the strength that […]

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